Finance
Education Loans for Study Abroad
Fund up to 100% of your costs with the right education loan — we compare lenders and handle the paperwork.
Education loan EMI calculator
Monthly EMI—
Total interest—
Total payable—
EMI shown after the moratorium period. Actual rates depend on lender and profile.
What an education loan covers
- Tuition fees
- Living and accommodation costs
- Travel and airfare
- Health insurance
- Laptop and study materials
- Caution deposits and exam fees
Secured vs unsecured loans
| Secured (collateral) | Unsecured | |
| Loan amount | Up to ₹1.5 crore | Up to ₹75 lakh |
| Interest rate (approx.) | 8.5% – 11% | 10.5% – 14% |
| Security | Property, FD or LIC policy | Not required |
| Co-applicant | Parent / guardian | Parent / guardian with income |
| Best for | Lower interest, higher amounts | Strong profiles, top universities |
Documents required
- Admission / offer letter
- Academic mark sheets and test scores
- KYC of student and co-applicant
- Co-applicant income proof (ITR, salary slips)
- Bank statements (6 months)
- Property papers (for secured loans)
What’s included
Collateral loans
Lower interest rates with property or FD as security.
Non-collateral loans
Up to ₹75 lakh+ without security for strong profiles.
Fast sanction
Pre-admission sanction letters for visa files.
Tax benefits
Interest is deductible under Section 80E.
How it works
- Profile & requirement check
- Lender comparison
- Document collection
- Sanction letter
- Disbursement to university
FAQs
How much can I borrow?
Depending on profile and collateral, from ₹10 lakh to ₹1.5 crore.
When does repayment start?
Usually 6–12 months after course completion (moratorium period).
Start todayYour future has a passport.
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Counselling is always free — talk to a senior counsellor online, by phone or in person. You pay only for documentation and application processing.