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Study Abroad Essentials

Cost of Studying Abroad: Country-by-Country Breakdown

Your total cost has four parts: tuition, living, one-time costs and hidden costs. Here is what to budget in 2026.

Annual tuition (indicative)

  • UK: ₹13 – 42 lakh
  • Canada: ₹12 – 26 lakh
  • Australia: ₹11 – 29 lakh
  • Ireland: ₹10 – 25 lakh
  • Germany (public): under ₹3 lakh
  • France (public): ₹3 – 4 lakh

Living costs

Plan for ₹8 – 18 lakh a year depending on the city. London, New York, Sydney and Toronto are the most expensive; smaller cities can be 30% cheaper.

One-time costs

  • Application fees: ₹5,000 – ₹15,000 per university
  • Test fees (IELTS/GRE etc.): ₹18,000 – ₹25,000
  • Visa fee and health surcharge
  • Flights: ₹40,000 – ₹1,20,000
  • Initial deposit and accommodation advance

Reducing the cost

  • Choose countries with low or no tuition
  • Apply for scholarships early
  • Pick 1-year master’s programmes
  • Share accommodation
  • Work part-time within visa limits

Key takeaways

  • Use our cost calculator on the home page for a quick estimate
  • Education loans can cover up to 100% of costs
  • Budget for a 10% exchange-rate buffer
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